Here is a list of some places to make banners for free that I listing in my member forum!
http://www.addesigner.com/
http://www.animationonline.com/banners2/
http://www.bannercreator.us/
http://www.bannerzrusgraphics.com/ ~ Has a huge selection of banner templates
http://www.banner-generator.net/en/bannergen.php
http://www.bannergenerator.org/
Add text to blank banners and find more blank banners:
http://www.crecon.com/newbanners.html
http://www.clickfire.com/content/graphics/banners/
I hope that this information helps!
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